The lending partner
behind the operator.
K3 Ledger is a Dallas-based capital placement firm. We structure your debt, package the file and place it with the lender most likely to close it, so you can stay focused on building.
Built for operators doing volume
Our core clients run several projects at once: multifamily developers, ground-up builders and investors with a steady pipeline. They don't have time to send the same package to a dozen lenders and chase every answer. That's the work we take off their plate.
Multifamily construction
Ground-up and value-add multifamily, structured around your budget, draw schedule, timeline and exit.
Bridge to stabilization
Short-term capital to acquire, finish, lease up or bridge into permanent financing.
Larger development projects
Bigger, more complex capital stacks that need the right structure before they ever reach a lender.
Volume operators
One point of contact across your whole pipeline, so every new deal starts from a file lenders already understand.
Your CFO-level lending partner
A typical brokerage takes the deal, shops it and moves on. We work like a finance partner sitting at your table.
- We underwrite your deal the way a lender will, before anyone else sees it, and tell you where it's weak.
- We structure leverage, term and draws around your business plan and your exit.
- We package one clean file and place it with the capital sources that fit, not every lender on a list.
- We manage the back-and-forth from term sheet through closing.
- We think past this deal: your next acquisition, your refinance, your takeout.
We work with private and hard money lenders and other capital sources nationwide. The difference is the personal touch: we work like part of your team and learn how you operate. That's why operators like working with us.
Every deal type, not just the big ones
Larger operators are our focus, but we place investor loans across the board.
Fix & flip
Purchase plus rehab financing for experienced and growing investors.
DSCR rental
Long-term rental loans that qualify on the property's income.
Ground-up construction
Single family through multifamily, with draw schedules built around the project.
Bridge
Fast acquisition and transitional capital with a clear path to exit.
Commercial & multifamily
Acquisition, value-add and refinance on income-producing property.
Cash-out refinance
Pull equity out of a finished or stabilized project to fund the next one.
A placement partner, not another layer
Most co-broker setups add one more broker who needs a big piece of the origination. We work differently. We act as your processing and placement partner, so the deal gets done and your economics stay intact.
Your relationship stays yours
We don't market to your borrower, and you're copied on every update. Non-circumvention available on request.
We don't load up the origination
Our fee is sized to get the deal placed, not to stack points on your borrower. Splits are agreed in writing before we submit.
Processing & placement
Structuring, packaging, lender matching and follow-through to closing, while you stay in front of the client.
Compensation is paid only where permitted by applicable law and licensing.
How we're set up
Are you the lender?
No. K3 Ledger is a loan broker and deal placement firm. Lenders set final terms and approvals after underwriting.
Which lenders do you work with?
A network of private and hard money lenders and other capital sources nationwide. We match each deal to the best fit.
What size deals do you place?
Up to $50M. Our focus is larger multifamily and development projects, but we place fix-and-flip, DSCR and smaller construction loans too.
Where are you based?
Dallas, Texas. We place investor deals nationwide.
Got a deal that fits?
Send the numbers. We'll tell you how we'd structure it and which lenders fit.